Home Loan FAQS

Loan eligibility

What criteria will IDFC Bank look at to decide my eligibility for a Home Loan?


  • Eligibility

Among the multiple factors that IDFC Bank considers in determining Home Loan eligibility are:

  • Income of all applicants.
  • Age of the all applicants.
  • Income and obligation of the applicants whose income is being considered for loan eligibility.
  • Stability and continuity of the applicant's occupation.
  • Age and legal title of the property offered as security.
  • Agreement value and market value of the property.


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