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Interest Rate Matrix:

Salaried: Self Employed:
Type Loan amount (Rs.) MCLR Rate + Mark Up Effective Rate Of Interest Type Loan amount (Rs.) MCLR Rate + Mark Up Effective Rate Of Interest
Floating Rate Amount upto 30 lacs MCLR-6M + 0.20% 8.55% p.a. Floating Rate Amount upto 30 lacs MCLR-6M + 0.35% 8.70% p.a.
Amount above 30 lacs MCLR-6M + 0.25% 8.60% p.a. Amount above 30 lacs MCLR-6M + 0.40% 8.75% p.a.
Top Up MCLR-6M + 1.60% 9.95% p.a. Top Up MCLR-6M + 1.85% 10.20% p.a.
Salaried: (with Short&Sweet facility) Self Employed: (with Short&Sweet facility)
Type Loan amount (Rs.) MCLR Rate + Mark Up Effective Rate Of Interest Type Loan amount (Rs.) MCLR Rate + Mark Up Effective Rate Of Interest
Floating Rate Amount upto 30 lacs MCLR-6M + 0.40% 8.75% p.a. Floating Rate Amount upto 30 lacs MCLR-6M + 0.55% 8.90% p.a.
Amount above 30 lacs MCLR-6M + 0.50% 8.85% p.a. Amount above 30 lacs MCLR-6M + 0.65% 9.00% p.a.
Top Up MCLR-6M + 1.65% 10.00% p.a. Top Up MCLR-6M + 2.10% 10.45% p.a.

 

Disclaimer:

IDFC Bank Home Loan floating rate is benchmarked to 6 month MCLR of IDFC Bank Ltd effective from 17thNovember 2016. 

The content of the above are subject to change from time to time and the levy of the same shall be at such rates as may be applicable as on the date of such charge

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