Short & Sweet Home Loan

Product features and eligibility

Product Features

  • Maximum Loan Eligibility: Loan up to Rs.10.00 crore and LTV up to 85% of the property value
  • Interest Saving: If you have surplus funds, park them and save on interest!
  • Liquidity: Withdraw whenever you need money, just like a savings account
  • Repay the Loan Faster: Your deposits and transactions reduces your interest outgo and you become loan-free quicker.
  • Increase loan eligibility by adding income of your family members
  • Insure yourself, as simply as the loan. Get mortgage credit shield at special rates
  • Competitive Rates: Our rates are super competitive! Try us!
  • Debit Card : Get all the goodness that comes with owning our most premium debit card

 

Eligibility

If you are Salaried

  • Purchasing ready property / balance transfer of running loan on ready or under-construction property
  • Flexible repayment tenures up to 30 years. You choose
  • Repayment up to 60 years or retirement age
  • Indian Resident
  • Age 21 years & above
  • Min. 2 years work experience

 

If you are Self-Employed

  • Purchasing ready property / balance transfer of running loan on ready or under-construction property
  • Flexible repayment tenures up to 20 years. You choose
  • Repayment up to 65 years
  • Indian Resident
  • Min age 23 years
  • Min. 3 years work experience

 

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