savings account faqs

Average monthly balance computation

How is the average monthly balance (AMB) calculated?


  • Average monthly balance computation

Every day, from the 1st to the end of the month, we take the balance in your account at the end of the day. We total them all up, and divide by the number of the days in the month. That's it!

There is no charge for non maintenance of AMB at IDFC Bank!

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