truly one account

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When you’re your own boss—you know how to run your finances best. So while you take care of your customers, let us take care of you.

With this unique proposition to manage your personal and business accounts with one view and hassle-free banking between the two, we intend to simplify and speed up banking for you.

Single view – You are one entity so why should you need to manage multiple IDs, password and statements? With our Truly One Account, you can bank with us using just one ID, one password & one interface. See them together on a single dashboard and switch between both accounts seamlessly to track and transfer funds.

No more cheque bounces - Honor all your commitments and never see another bounced cheque. Funds are automatically transferred from your personal account to take care of any shortfall in your business account giving you complete peace of mind and freedom from monitoring and initiating transfers to fulfil any commitments.

Maximise Returns - Earn more! Don’t let idle cash in your current account lose out on returns. Simply move excess cash from your current to your savings account – online, and automatically. You could also take advantage of our great FD rates.

No more minimum balance requirement – A worry free & charge free account (well almost)! Enjoy  free cash deposit limits of 10 times of Average monthly balance maintained or 7 times of combined Average monthly balance maintained whichever is higher.

Other benefits:

  • Commercial Debit card
  • OneX - Unified Internet Banking platform
  • 24/7 Banker on call
  • Personal Relationship manager
  • Doorstep Banking for cash, cheques and documents
  • Seamless flow of funds between both accounts
  • Combined account statement
  • No charges for non-maintenance
  • Free Cash Deposit limits up to 10 times of Average monthly balance maintained or 7 times of combined Average monthly balance maintained
  • Unlimited free RTGS/NEFT collections and payments
  • Unlimited free local/anywhere cheque collections and payments
  • Unlimited free Demand drafts
  • Free Outstation cheque collection at bank location / Speed clearing transactions


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