Fixed Deposit

Important Notice:

1. The Schedule of Charges for your Param & Vishesh Savings Account has changed. For details, please click here.

2. With effect from 1st April'19, there is a revision in Schedule of Charges applicable for Savings Accounts.

Following are the changes in schedule of charges:

  1. Non-Maintenance charge for not maintaining the required Average Monthly Balance (AMB)

  2. #

    Products

    Existing Charge

    New Charge

    1

    Savings Regular 25K

    Nil

    >= 20000 to < 25000 – Rs.50/-
    >= 15000 to < 20000 – Rs. 100/-
    >= 10000 to < 15000 – Rs. 150/-
    >= 5000 to < 10000 – Rs 200/-
    < 5000 – Rs 400/-

    2

    Savings Sr Citizen 25K

    Nil

    >= 20000 to < 25000 – Rs.50/-
    >= 15000 to < 20000 – Rs. 100/-
    >= 10000 to < 15000 – Rs. 150/-
    >= 5000 to < 10000 – Rs 200/-
    < 5000 – Rs 400/-

    3

    Online SA with Signature DC

    Nil

    >= 20000 to < 25000 – Rs.50/-
    >= 15000 to < 20000 – Rs. 100/-
    >= 10000 to < 15000 – Rs. 150/-
    >= 5000 to < 10000 – Rs 200/-
    < 5000 – Rs 400/-

    4

    NRE - Savings Account & NRO - Savings Account

    Nil

    >= 20000 to < 25000 - Rs.50/-
    >= 15000 to < 20000 - Rs. 100/-
    >= 10000 to < 15000 - Rs. 150/-
    >= 5000 to < 10000 - Rs 200/-
    < 5000 - Rs 400/-



  3. Free ATM withdrawal limit in the event of non-maintenance of AMB

  4. #

    Products

    Existing ATM Transaction Charge (Across any ATM)

    New ATM Transaction Charge

    1

    Savings Regular 25K

    First 5 ATM transactions – Free 6th transactions onwards: Rs. 20 + taxes for every cash withdrawal Rs. 8 + taxes for any other transactions (for e.g. balance enquiry)

    IDFC FIRST Bank ATM: 5 Free, 6th transaction onwards, Rs. 20 + taxes for every cash withdrawal Rs. 8 + taxes for any other transaction.

    Other Bank ATM: 5 Free, 6th transaction onwards, Rs. 20 + taxes for every cash withdrawal Rs. 8 + taxes for any other transaction.

    2

    Savings Sr Citizen 25K

    First 5 ATM transactions – Free 6th transactions onwards: Rs. 20 + taxes for every cash withdrawal Rs. 8 + taxes for any other transactions (for e.g. balance enquiry)

    IDFC FIRST Bank ATM: 5 Free, 6th transaction onwards, Rs. 20 + taxes for every cash withdrawal Rs. 8 + taxes for any other transaction.

    Other Bank ATM: 5 Free, 6th transaction onwards, Rs. 20 + taxes for every cash withdrawal Rs. 8 + taxes for any other transaction.

    3

    Online SA with Signature DC

    First 5 ATM transactions – Free 6th transactions onwards: Rs. 20 + taxes for every cash withdrawal Rs. 8 + taxes for any other transactions (for e.g. balance enquiry)

    IDFC FIRST Bank ATM: 5 Free, 6th transaction onwards, Rs. 20 + taxes for every cash withdrawal Rs. 8 + taxes for any other transaction.

    Other Bank ATM: 5 Free, 6th transaction onwards, Rs. 20 + taxes for every cash withdrawal Rs. 8 + taxes for any other transaction.

    4

    NRE - Savings Account & NRO - Savings Account

    First 5 ATM transactions - Free 6th transactions onwards: Rs. 20 + taxes for every cash withdrawal Rs. 8 + taxes for any other transactions (for e.g. balance enquiry)

    IDFC FIRST Bank ATM: 5 Free, 6th transaction onwards, Rs. 20 + taxes for every cash withdrawal Rs. 8 + taxes for any other transaction.
    Other Bank ATM: 5 Free, 6th transaction onwards, Rs. 20 + taxes for every cash withdrawal Rs. 8 + taxes for any other transaction.



  5. Free ATM withdrawal limit on Savings Kids (U/G) product

  6. #

    Products

    Existing ATM Transaction Charge (Across any ATM)

    New ATM Transaction Charge

    1

    Savings Kids (U/G)

    Unlimited Free

    IDFC FIRST Bank ATM: Unlimited Free

    Other Bank ATM: 10 Free, 11th transaction onwards, Rs. 20 + taxes for every cash withdrawal Rs. 8 + taxes for any other transaction.


 

 

3. With effect from 1st Aug'18, there is a revision in Schedule of Charges applicable for Corporate Salary Accounts. Please click here for revised schedule of charges

Changes as follows:

  1. Corporate Salary Account with Signature Debit Card
    Unlimited Free ATM Transactions at IDFC and Non IDFC Bank ATMs, is subject to the below mentioned criteria being met

    • Have at least one credit transaction (preferably salary) of Rs. 15,000 or above during the month

  2. Corporate Salary Account with Platinum Debit Card
    Unlimited Free ATM Transactions at IDFC and Non IDFC Bank ATMs, is subject to the below mentioned criteria being met

    • Have at least one credit transaction (preferably salary) of Rs. 10,000 or above during the month