Funds transfer – RTGS

RTGS – Real Time Gross Settlement System

RTGS – Real Time Gross Settlement System

With RTGS, you can transfer money instantly to any Third Party (Beneficiary) holding an account with a bank other than IDFC FIRST Bank, if the beneficiary's bank participates in RBI Real Time Gross Settlement (RBI - RTGS). These funds transfers are executed using Reserve Bank of India's InterBank Transfer Scheme. The minimum amount that can be transfer via this channel is Rs. 2 lakh.

Please note:

For requests received on any RTGS between 8.00 AM to 5.55 PM (except Sundays and Bank holidays) , your account will be debited online and request will be sent by IDFC FIRST Bank to RBI on the same day.

You can transfer money using RTGS through:



  • Internet Banking.
  • Branch.


    Payments can only be made via Internet Banking and branch if you have single or unconditional signing authority on your account.

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