1. Background

Bill payment is a major component of the retail payment transactions in India, and is characterized by the presence of large number of billers, who provide varied payment options to their customers. The top 20 cities are generating approximately 6 billion in bill payments every year – and over 70% of these transactions are still predominantly being carried out by cash or cheques.

These opportunities have been identified by various organizations that have aggregated various billers to provide a single platform to make all these payments. As the next logical step in the evolution of the bill payment ecosystem, there was a need for an integrated bill payment system in the country that offers interoperable and accessible bill payment services to customers through a network of agents, allows multiple payment modes and provides instant confirmation of payments.

To setup a Bill payment ecosystem in India, NPCI created the Bharat Bill Payment System, popularly known as BBPS. BBPS will be an integrated platform connecting banks and non-banks in bills aggregation business, billers, payment service providers and retail bill outlets.


  1. About IDFC Bank - BBPS

The Bharat Bill Payment System (BBPS) is an RBI mandated ecosystem which will offer integrated and interoperable bill payment services to customers across geographies with certainty, reliability and safety of transactions.

  1. IDFC Bank BBPS Benefits to you
  • BBPS will offer accessibility ,convenience for Bill payments ecosystem in India.
  • Offer “Anytime anywhere” interoperable Bill Payment System.
  • Will set common standards across the country both for On-us and Off-us bills.
  • Allow Multiple Payment Modes including online & offline payments.
  • Provide instant and verifiable confirmation of payments.


  1. Bill payment Categories


With BBPS you can make bill payments to various biller categories:

  1. Electricity
  2. Phone
  3. DTH
  4. Water
  5. Gas


Soon you will also be able to make payments for Insurance, Mutual Funds, Donations, Govt. Payments, Credit Card Payments etc.

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