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Debit / Credit card skimming

Debit / Credit card skimming

Debit / credit card skimming is the theft of payment card information through the magnetic strip on the cards that are used in ATMs and merchant establishments. Fraudsters may put over the card slot of an ATM (automated teller machine) a device that reads the magnetic strip as the user unknowingly passes their card through it. These devices are often used in conjunction with a miniature camera to read the user's PIN at the same time. Fraudster also use keypad overlay that matches up with the buttons of the legitimate keypad below it and presses them when operated, but records or wirelessly transmits the key log of the PIN entered. Skimming can occur in ATMs, restaurants, shops or gas stations etc.

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