Get upto 40% returns on Rs 25,000/- balance.
Open a Savings Account instantly.
Free any bank ATM Transaction
Unlimited free fund transfer
Free visa signature debit card for life
No charges for banking transactions
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Build your relationships in the home of your dreams. Quicker and Easier!
Save on Interest
Reduce Loan Tenure
Quick & Transparent Processing
Competitive rates, part prepay anytime free, and save interest.
Choose any of our loan solutions
IDFC Bank BIL for Professionals and Non-professionals. Loan amount upto Rs 40 lacs can be availed.
No security/collateral required
Low processing fee
Comprehensive Insurance coverage of loan available
Protection Solutions for you and your loved ones.
Your family is dependant on you
You have loan liabilities
You aren’t adequately covered
You have goals to be met
Cover for risks associated with your business.
Cover your property and other key assets
Safeguard your business loans
Protect against business liabilities
cover your employees
Schedule Of Charges
All fees/charges to be paid shall be exclusive of goods and services tax(GST), as may be applicable. The services accounting code would be provided by IDFC Bank and shall be binding on customer
In case customer is related person to IDFC Bank, GST, as may be applicable, needs to be paid by customer.
Note: Below stipulated Schedule of Charges is subject to be revised from time to time by the Bank as will be updated on the official website of the Bank
Transactions & Services which you enjoy without any charges
We will apply a charge for the following transactions or events in your account
If your balance falls below Rs. 25,000 we will charge you only to recover the cost when you do the following transactions on your account. These transactions will continue to be free of charge should you maintain a balance of Rs. 25,000 with us.
Zero Balance Savings Accounts with Platinum Debit Card
Zero Balance Savings Accounts without Deliverables
Charges on account of delayed payments/defaults
Part payment fees
Short & Sweet Home Loans
Cash and DD charges
Debit Card & ATM charges
Loan Against Property
Charges on account of delayed payments / defaults
Product Conversion Fees
Short & Sweet LAP loans
Part Prepayment fees
Foreign Currency Conversion
Business Banking Asset Account
Commercial Vehicle Loan
Trade Finance and Services
Bank Guarantees (BG)
Basic Savings Bank Deposit Account (BSBDA)
Cheque Drawn on us/deposited/ECS-bounce charge
Cheque Book Issuance
Home Loan & LAP
Part payment/foreclosure fees
IDFC Rural MSME Asset linked Account
Utilisation & Cheque Book Charges
DD/PO ( payable at IDFC Bank Location)
DD/PO (payable at Correspondent Bank Location)
Other Features and Charges
CMS Cash Collection
NACH / ECS Collections